Nurse Insurance

I look forward to liability insurance to buy for me (I am a nurse). He says 1 million per claim / 6 million. What does the $ 6,000,000 in total? I have also heard that insurance for nurses, which includes one or more years later. For example: If you did a cover for the period 2006-2008 and then in 2009, but no longer coverge 2010 for an incident in 2007, insurance coverage or an incident, for which we have gone through. Do you know that? Definition: http://www.answers.com/topic/aggregate units usually just mean total.6million whole, I think. It is usually refer to liability and show how much coverage as the insured under a contract for a specified period, usually the contract period, regardless of how many separate accidents will happen. Basically they will pay 1M per claim, but despite 100 applications for a total of 100 yards to 6M only pay a penny more. Most insurance is available for claims that have been protected during the period you were in the general state statue gives deadline for completing applications. The device is more than you pay for the coverage period. If you have some claim 7 million dollars, they pay six of them, you're on your own to the last. The extension is called "tail". Political professionals are generally depreciated on a "requirement". This means that the request was made during the contract period. He also said the shortfall. If you have a policy for over a year, it has a "retroactive" date, that date coverage begins. For example, you must first have a policy on ABC 1/1/1996. It was for one year. You have renewed the policy for ten years. While the retroactive date began as 01-01-96 as you renew the policy, it is still the same date. It is now 10 years later, and some files claim in years for an incident that happened four years ago is covered, as long as the policy for the employee already has paid $ 6,000,000 in total to a minimum. But let's pretend DEF insurance last year, offering a cheaper price, and you change your business. The retroactive date of 01/01/2006. Now claiming you have just heard about what happened four years ago, is DEF not going to cover. Oh, and if the company's policy for the ABC, they just gave you six months from the date of cancellation an injury report, so it's not covered with any company! If not, if you left the ABC company, bought a "tail" or additional requirements during the reporting period. Typical of a premium (usually 3x annual premium), they will put its tail, which five years of reporting requirements, although the event took place during the insured period as well. It is now 10 years later, and some files claim in years for an incident that happened four years ago is covered, as long as the policy for the employee already has paid $ 6,000,000 in total to a minimum. But let's pretend DEF insurance last year, offering a cheaper price, and you change your business. The retroactive date of 01/01/2006. Now claiming you have just heard about what happened four years ago, is DEF not going to cover. Oh, and if the company's policy for the ABC, they just gave you six months from the date of cancellation an injury report, so it's not covered with any company! If not, if you left the ABC company, bought a "tail" or additional requirements during the reporting period. Typical of a premium (usually 3x annual premium), they will put its tail, which five years of reporting requirements, although the event took place during the insured period as well.